IQ7 Cladding Systems

A tool has been launched to assist insurers with eliciting the information they need to ascertain the insurability of buildings incorporating rainscreen and ETICS type cladding systems.

Post Grenfell there remains much confusion over information gathering regarding the cladding systems on existing and new buildings. The current guidance and emphasis focuses on ‘compliance’ – which has not served the insurer well recently, and the creation of this RISCAuthority questionnaire (akin to the one produced for massive timber high rise buildings) focuses very much on the facts/evidencing of performance, covering all of the areas that the ABI/RISCAuthority/FPA research programme highlighted as problematic. This questionnaire, produced as an interactive PDF for completion by those seeking insurance, will allow for the provision of information pertinent to support underwriting, pricing and risk control, and also protect insurer reputations by advancing a clear and reasonable request for information.

You can download the document here.