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Gain free access to a comprehensive range of documents covering major aspects of risk management in relation to fire, flood, security, and escape of water. For access to further resources, register your business as a member or create a user account if you are an employee of a member company.

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BDM12 Insurer Requirements for the Implementation of Fire Safety Engineering Solutions

Published

2009

Although this document has been written on behalf of insurers, the technical content is intended for use by fire safety engineers and everyone who has involvement in the development and delivery of a fire engineering solution. The format and framework that it follows is based on the British Standard for fire safety engineering in buildings, BS 7974: 2001: Application of fire safety engineering principles to the design of buildings. 

BDM13 Fire Safety Engineering - A Guide for Insurers

Published

2011

This revised document provides a simple guide on fire safety engineering for the commercial property insurer. It updates the 2002 version produced through ABI’s Medium Term Research Strategy, and fulfils the request from RISCAuthority members for a simple guide on fire safety engineering.

S33 Solar Farm Security

Published

2020

The theft of PV panels and, especially, cabling from solar farms, has emerged as a serious problem for operators and insurers. The security challenge is unique. A typical solar farm consists of a concentration of significant value placed in a totally rural situation which may enjoy little or no natural surveillance from residents or passers-by.

Fire Engineering Guide for Property Protection and Business Resilience 2020

Published

2020

This document provides guidance on the key factors in ensuring that property protection and business resilience have been adequately considered during the design stage of a fire engineering solution and accompanying fire strategy. 

RC68 Recommendations for fire safety in catering establishments

Published

2020

These recommendations apply to the installation, management, operation and maintenance of cooking appliances and related equipment in commercial catering kitchens. These include various forms of ovens, grilles, griddles, broilers, rotisseries and bratt pans which – together with deep fat fryers – present serious fire hazards. The advice includes a section specifically concerning frying ranges used in fish and chip shops that are open to the public.

Fire Prevention on Construction Sites - Joint Code of Practice 9th Edition

Published

2015

First published in 1992, the Joint Code contains a series of measures which, if adopted, will ensure that adequate detection and prevention measures are incorporated during the design and planning stages and that work on a site is undertaken to the highest standard of fire safety.  It has brought about revolutionary improvements in fire safety on construction sites and is commonly referred to in insurance contracts.

Fire Prevention on Construction Sites - Joint Code of Practice 9th Edition - Checklist

Published

2015

S08 Checking Intruder alarm performances - considerations for claim investigations

Published

2009

These guidelines are designed to assist those investigating claims where an installed intruder alarm system appears not to have performed as expected. They are designed to be used both by office- and field-based members of the loss adjusting industry as well as insurers’ claims handling staff.

RC45 Fire Safety in the Electroplating Industry

Published

2010

These recommendations outline the property protection measures appropriate to the electroplating industry either as independent operations or as part of combined industrial processes.

S07 Security Guidance for Fog Devices

Published

These guidelines have been produced to assist specifiers and potential users in understanding certain factors that need to be considered before installing a security fog device.

S05 Alarm signalling using the internet protocol - Part 2 - Considerations for insurers

Published

This document considers the issues for insurers that are emerging with the introduction of this technology, and proposes a basis for evaluating the various implementations of the technology. Specifically, the purpose of this guide is to help the insurance industry assess whether IP-based alarm transmission systems (ATSs) which are currently being promoted to the security industry are fit for the purpose of forming the signalling link from an intrusion and hold-up alarm system (I&HAS) to an alarm receiving centre (ARC).

S20 Essential principles for the security of property

Published

This document has been prepared to outline the basic steps that should be considered when planning new, or reviewing existing, security, purchasing and implementing security measures intended to manage the risks to physical property of theft and malicious damage (including arson)

S22 Cash Security A User's Guide

Published

The guide is focussed upon the potential for a significant degree of loss arising from the criminal actions of third parties, but does not extend to address other risks such as: theft by employee; theft by fraud or theft by electronic means.

S27 Model' SDP-AFD summary sheet for Intrusion Hold up Alarm Systems Systems

Published

Whether as a result of good business practice or external regulation, alarm companies will usually issue a ‘specification’ to customers as part of a quotation for new Intrusion & Hold up Alarm Systems (I&HAS). This specification is more formally known, under relevant British Standards rules, by one of two names – depending on the status of the system at the time of the document’s preparation.

S28 Cyber crime: overview and sources of support

Published

Accounts of organisations suffering financial loss, reputational damage or heavy fines arising from their use of IT seemingly appear in the media on a daily basis. Many of these IT security breaches are caused by human or technical failure but malicious or gratuitous acts attract the most attention and cause the most alarm. Smaller organisations in particular are perplexed at the range and complexity of the issue and the fact that they can no longer assume the problem is largely one for larger targets.

S29 Guide to electronic access control systems

Published

This guide examines the principal components, design, operation, benefits and limitations of automatic electronic access control systems. Reference is also made to other methods for controlling access but they are mentioned only in passing. Although the guide should assist security practitioners wishing to add to their knowledge of the technology, it should also be comprehensible to the non-technical reader eg the potential EACS purchaser.

S30 Terrorism – sources of guidance and support

Published

This document signposts sources of good practice for counter terrorism measures including guidance documents and websites, sources of advice and National Counter Terrorism Security Office (NaCTSO) sector guides.

S31 Unauthorised occupation of non-residential premises

Published

Vacant buildings are often more susceptible to the risk of fire (arson), criminal activity, misuse and malicious damage. This guide looks at what preparations, practical measures and security controls can be applied to help manage the risk.

S32 ATM gas attack security solutions

Published

In a gas attack on an ATM, a compressed gas, usually bottled Oxyacetylene, is injected into the ATM and ignited. The number of gas attacks has grown every year with petrol stations, supermarkets and bank branches suffering the largest share of attacks.

Basic cyber security controls for small businesses

Published

2016

This checklist is designed as a tool for the small business looking for some assurance (but not guarantee) that they have addressed the basic and essential cyber controls that a typical expert authority would expect to see in place in the smaller firm. That said, such a tool cannot exhaustively cover every eventuality as cyber risk profiles differ between businesses added to which cyber crime is constantly and rapidly evolving and mutating. Whilst the great majority of attacks are mounted by relatively less sophisticated individuals, more advanced or targeted attacks than this checklist addresses call for additional measures.

Alarm Transmission Systems (ATS) - techincal update for insurers and other stake holders

Published

2018

This guide outlines key aspects of the previous/current (old) and developing (new) standards regime relating to Alarm Transmission Systems (ATS); and also suggests means by which insurers, and other specifiers, might more readily identify and specify/accept ATS to better meet their, and their customers’, needs.

Alarm Transmission Systems (ATS) – Loss Prevention Certification Board

Published

In recent years, the introduction of new types of I&HAS, eg confirmation systems and European Grades, has greatly increased complexity for those parties who wish to specify or accept appropriate I&HAS at their customers’ premises. The range of ATS products has become similarly complicated with the development of new technologies, eg radio and IP signalling.

ATS all-IP migration

Published

Akin to the TV analogue signal switch off in the UK in 2012, the telecommunications industry are preparing similar for the telephone analogue network by 2025. There is a long way yet to go with this planned migration and this bulletin is the first of a series on the subject – updates will be available as details of the rollout become available.

Business risks posed by drones

Published

2018

The principal objective of this bulletin is to examine the risks from drones that face commercial policyholders, particularly damage to property, loss of privacy, business continuity and the safety and morale of personnel on insured premises.

External security lighting

Published

A site with a single management has the advantage of being able to control its security. If the site is to be considered secure, one or more of a number risk management actions need to be considered. This document relates to external security lighting.

External and perimeter security systems

Published

This document provides a description of external and perimeter security (EPS) systems, their practical application and an overview of the technologies currently employed.

Fences, walls and gates

Published

This guide covers the main physical barriers which can be used to enclose an area of land requiring protection from trespassers and intruders.

Layout

Published

Relatively few sites are ever chosen or developed with their intended user’s inherent security needs in mind. Nevertheless, considerable improvements may be possible at many sites retrospectively, or as part of phased alterations, and the information provided in this document is intended to guide those who have a responsibility for a site’s protection and to help achieve cost effective security improvements.

Manned guarding

Published

This guide focuses on property protection whilst services such as close protection, door supervision and vehicle clamping, usually viewed as coming within the commercial guarding sector, are not considered nor are the activities of personnel working in monitoring centres such as alarm receiving centres (ARCs) and remote video response centres (RVRCs).

BN1 E-cigarettes

Published

2015

Since legislation prohibiting smoking in the workplace was first introduced in the UK in 2006 there has been a very rapid adoption of electronic cigarettes (or e-cigarettes or vapes as they are commonly known). E-cigarettes produce an aerosol (often referred to as vapour) rather than smoke by the heating of a liquid solution normally consisting of propylene glycol, glycerin, water and various flavourings, with or without nicotine.

BN2 Use of electrical extension leads and adaptors

Published

2018

This briefing note sets out guidance that should be followed when the use of an electrical extension lead is unavoidable.

RC01 Recommendations for fire precautions with temporary and emergency electrical supplies

Published

2005

These recommendations aim to outline practical measures that can be taken to reduce the number of fires associated with the provision of emergency power generating equipment. The recommendations apply to the use of fixed and portable generators fuelled by gaseous or liquid fuels and to the use of batteries, including those used with an inverter.

RC03 Recommendations for loss prevention in electronic equipment installations - Part 1

Published

2003

These recommendations are applicable to installations for commercial electronic data processing, electronic communications equipment, electronic equipment and industrial process control where fire might cause substantial material damage and/or business interruption losses.

RC03 Recommendations for loss prevention in electronic equipment installations - Part 2

Published

2007

This document describes measures to minimise the possibility of loss, damage or interference involving electronic hardware due to the presence of unauthorised persons. The guidance given, while intended to significantly reduce the risks for Category 1 facilities, as identified in the Introduction, can be selectively applied for lower category facilities depending on the criticality of the installation, the size of asset, and potential direct and consequential losses.

RC03 Recommendations for loss prevention in electronic equipment installations - Part 5

Published

2005

This document gives recommendations for the application of fire detection and control techniques designed specifically for use in and immediately around cabinets containing electrical and/or electronic equipment.

RC03 Recommendations for loss prevention in electronic equipment installations - Part 6

Published

2006

These recommendations provide guidance measures to protect electronic equipment installations from disturbances arising from power supply variations, electromagnetic radiation, electrostatic discharge, and electrical interference transmitted through power and communication lines.

RC04 Fixed Heating Equipment Burning Waste Fuel

Published

2011

This document provides guidance for both insurance surveyors and end-users to assist them in reducing property damage and business interruption from incidents involving the burning of waste fuel for heating purposes.

RC05 Fire Protection of Laboratories

Published

2009

These recommendations are applicable to all laboratories. Losses caused by fire, explosion, ingress of water, intruders and consequential losses are considered in addition to life safety. Health hazards and the reactions of chemicals, biohazards and radioactive materials are not considered in this document.

RC07 Recommendations for Hot Work Interactive PDF

Published

2019

These recommendations concentrate on the key aspects of property protection when hot work is being carried out. Factors which could potentially cause fire to propagate due to inadequate preparations for hot work are also addressed. These recommendations are relevant to any structure, building or area where construction, alteration or maintenance work is taking place. A suggested Hot Work Permit is included in the document and has been designed taking into account experience from fires caused by hot work.

RC08 Recommendations for the storage, use and handling of industrial gases and cylinders

Published

2016

These recommendations address best practice for the storage, use and handling of commonly encountered industrial gases supplied to industry and commerce in cylinders. The gases considered include both flammable and non-flammable substances, all of which can introduce fire and explosion hazards into the workplace.

RC09 Recommendations for Oil Fired heating installations

Published

These recommendations are applicable to all installations that use, for heating purposes, petroleum oil fuels having a flashpoint (closed cup) of 38°C and above. Special precautions are necessary if fuels with flashpoints less than 38°C are to be used. These recommendations do not apply to installations fuelled with waste oil, where other guidance applies.

RC10 Fire Safety in Agricultural and Horticultural premises

Published

2011

These recommendations apply to farms, agricultural and horticultural undertakings, but do not relate to those parts of these premises which may form retail outlets, such as farm shops and garden centres. Book sales, markets, fetes, hunting, sports days, camping sites, holiday accommodation and recreational activities carried out on farmland are also outside the scope of these recommendations.

RC11 Recommendations for use of Fork lift trucks

Published

2014

These recommendations outline the fire safety considerations for fork-lift trucks powered by battery, diesel or liquefied petroleum gas (LPG) that are commonly used in industrial and commercial premises. These recommendations will also apply to other motorised lifting equipment such as pallet/platform hoists and motorised equipment generally, such as sweepers.

RC12 Recommendations for the Prevention & Control of Dust explosions

Published

2015

These recommendations provide advice for reducing the incidence and consequences of explosions resulting from the handling and release of powders and the creation of dust in the workplace. The hazards associated with secondary explosions and the prevention of these incidents, which may cause more damage than the primary event, are also addressed.

RC15 Recommendations for Use of Portable heaters in Commercial premises

Published

2018

These recommendations outline good practice for the management of portable heaters in the workplace where their use cannot be avoided. Consideration is given to heaters fuelled by electricity, LPG, liquid fuels (normally paraffin) and heaters designed for use in the open air. Practical advice is given to assist in the selection and management of suitable appliances with an emphasis on their maintenance and safe use.

RC16A Recommendations for fish and chip frying ranges

Published

2013

This document has been withdrawn and sperseded by RC68.

RC16B Recommendations for fire safety in Commercial Kitchens

Published

2013

This document has been withdrawn and sperseded by RC68.

RC17 Recommendations for Fire Safety in Shrink Wrapping processes

Published

2005

These recommendations present measures for fire safety in the heat-shrinking of film plastics for the packaging of various goods and materials.

RC18 Fire Safety in Warehouses

Published

2013

These recommendations concentrate on the key aspects of property protection in warehouses and storage premises and are intended to supplement the life safety issues that are addressed elsewhere, for example in HM Government Fire Safety Risk Assessment–Factories and Warehouses.

RC19 Recommendations for Storage of Aerosol products

Published

2015

These recommendations are applicable to the storage of aerosol dispensers in warehouses and similar premises and are intended to give guidance on ways in which the hazards associated with fire initiation and fire spread may be reduced to a minimum.

RC26 Recommendations for thermal fluid heating systems

Published

2018

These recommendations apply to the design, installation and operation of thermal fluid heating systems in relation to both liquid phase and vapour phase applications, and are intended to provide background information for insurers, property owners, specifiers and fire safety managers regarding the fire hazards that these installations may introduce into the workplace and the measures that should be taken to mitigate these.

RC27 Recommendations for Space heating hazard classification

Published

2014

This classification system applies to equipment providing heating in industrial, commercial and some residential properties.

RC28 Recommendations for Spark dectection and suppressions on pneumatic conveying

Published

2006

 These recommendations outline the safety considerations for fire detection and suppression systems used in such applications.

RC29 Recommendations for Spark Erosion Machining

Published

2006

These recommendations concern electrical discharge machining (EDM), sometimes known as spark erosion machining, which is a known source of serious fires in engineering premises.

RC30 Electrical equipment in flammable and explosive gaseous atmospheres

Published

2005

This document gives guidance on the selection, installation and maintenance of electrical and nonelectrical equipment for use in potentially flammable/explosive atmospheres involving gas or vapour.

RC31 Recommendations in automotive refinishing and paint spraying

Published

2008

These recommendations concern the key aspects of property protection in automotive refinishing processes involving the application of paint and similar surface treatments using flammable or highly flammable liquids. Such processes involve mixing, spraying, drying, baking/curing and cleaning.

RC32 Recommendations for paint spraying

Published

2008

These recommendations concern the key aspects of property protection in processes involving the spraying of paint and similar surface treatments using powders and flammable or highly flammable liquids, with subsequent stoving and curing.

RC33 Recommendations for the risk management of portable accommodation units

Published

2021

This new edition of RC33 has been published in recognition of the more widespread use of portable accommodation units across many business types, and to ensure the safety of staff, contractors, visitors and others who may have recourse to visit the premises – while also incorporating COVID-19 requirements for effective social distancing. It has also been updated from the original published in 2003 to address legislative changes - in particular the requirement for a suitable and sufficient fire risk assessment - and to address other changes and developments related to BS and BSEN standards, certifications schemes and guidance.

RC35 Protection of Buildings against lightning strike

Published

2013

This document explains the threat to businesses posed by lightning strikes and outlines the basis of the risk assessment process set out in BS EN 62305: Parts 1 to 4. Although the principle threat from a lightning strike is to life safety, this publication also provides advice and guidance relating to the threat to property and the potential to paralyse a business, causing considerable disruption, financial loss, and damage to electronic systems, computers, and communication links.

RC36 Recommendations for Fire prevention on Bakery ovens

Published

2005

This document aims to provide an understanding of the types of ovens used in the baking industry; the fire hazards associated with them and the appropriate fire protection measures which should be considered.

RC37 Recommendations Control of fire hazards from electrical lighting in Commercial risks

Published

2018

These recommendations outline the fire hazards associated with the various forms of lighting that are to be found in a modern workplace. Practical advice is provided, not only regarding the protection of life but also the protection of property and disruption to business continuity. This updated version 2 release includes interactive checklist.

RC38 Recommendations for frost protection measures for sprinklers

Published

2004

These recommendations give specific measures for fitting electrical heating systems, including electrical trace-heating systems, the maintenance of such systems and the precautions to be taken to ensure that an effective heating system is in operation.

RC39 Recommendations for Fire risk management in Printing - Part 1

Published

2007

These recommendations provide guidance on the prevention of fire and the mitigation of the effects of fire in printing processes.

RC40 Fire safety recommendations in the Electronic Manufacturing Industry

Published

2011

This document is intended to provide a practical guide to insurers and their clients regarding fire hazards and appropriate control measures associated with the manufacture of components and finished products in clean environments in the electronics industry.

RC41 Asbestos - Managing the release of hazardous materials following a fire

Published

2008

This document is one of a series of documents concerned with hazardous materials that may be present in the workplace that requires specific consideration for the protection of property, life, and the environment.

RC42 Fire Safety of Unattended premises

Published

2011

These recommendations are applicable to processes which, while involving the application or production of heat, are required to run unattended for significant periods of time either within or outside of normal working hours. Examples include engineering processes, such as gear cutting and spark erosion, injection moulding, the firing of pottery and similar operations. They also include some processes such as those in the baking and printing industries.

RC43 Fire Safety the storage and use of oxidising materials

Published

2007

These recommendations present fire safety measures relating to the storage and use of inorganic and organic oxidising chemicals, other than military or civilian explosives.

BDM01 Fire protection of buildings - Essential principles

Published

2015

Essential Principles is one of a number of documents addressing specific areas of relevance which together form the RISCAuthority Design guide for the fire protection of buildings. It contains the essential principles on which the RISCAuthority Design guide is based.

 

This document outlines the basic principles that all designers and their supporting consultants shall consider during the design process when they are taking either a prescriptive or fire engineering approach (or a combination of both). The principles should also be followed for major extensions and upgrades to existing building structures.

BDM02 Fire protection of buildings - Core Document - Compartmentation

Published

2008

This core document is one of a number of documents addressing specific areas of relevance which together form the RISCAuthority Design Guide for the fire protection of buildings. It deals with the fundamental design topic of compartmentation and describes in detail the function of compartmentation, and how it can be achieved.

BDM03 Fire protection of buildings - Warehouses and storage buildings 1 - Design principles

Published

2008

The FPA Design Guide for the Fire Protection of Buildings is made up of many documents, including a number of premises-specific Sector Guides. Each Sector Guide is in two parts: Part 1 covers the design principles for a particular type of premises and Part 2 is concerned with fire safety management.

 

This particular document is concerned with design principles for fire safety in warehouses and storage buildings and it does not address all of the essential principles in detail. It describes measures and makes recommendations which, if adopted, will assist in the design and construction of warehouse and storage buildings (or extensions thereto) which are less likely to catch fire.

BDM04 Fire protections of buildings - Stand alone cold stores 1 - Design principles

Published

2004

The FPA Design Guide for the Fire Protection of Buildings is made up of many documents, including a number of premises-specific Sector Guides. Each Sector Guide is in two parts: Part 1 covers the design principles for a particular type of premises and Part 2 is concerned with fire safety management.

 

This particular document deals with the design principles for passive fire safety in standalone cold stores (‘cold stores’ in the rest of the document). It describes measures and makes recommendations which, if adopted, will assist in the design and construction of cold store buildings (or extensions thereto) which are less likely to catch fire. Should fire occur, however, the applied design principles will help minimise fire and smoke damage and thus minimise business interruption.

BDM05 Fire protection of buildings - Food processing factories 1- Design principles

Published

2004

The FPA Design Guide for the Fire Protection of Buildings is made up of many documents, including a number of premises-specific Sector Guides. Each Sector Guide is in two parts: Part 1 covers the design principles for a particular type of premises and Part 2 is concerned with fire safety management.

 

This particular document deals with the design principles for passive fire safety in food processing factories. It describes measures and makes recommendations which, if adopted, will assist in the design and construction of food factory buildings (or extensions thereto) which are less likely to catch fire. Should fire occur, however, the applied design principles will help minimise fire and smoke damage and thus minimise business interruption. In addition, this guide may also help in identifying ways to reduce fire risks in existing food factories and/or similar food processing activities.

BDM06 Fire protection of buildings - Core Document - Protection of openings and service penetrations from fire

Published

2005

The FPA Design Guide for the Fire Protection of Buildings is made up of many documents, including essential principals, core documents, and premises-specific guides.

 

This core document deals with the protection of openings and service penetrations from fire.

BDM07 Fire protection of buildings - Protected zone

Published

2004

The FPA Design Guide for the Fire Protection of Buildings is made up of many documents, including essential principals, core documents, and premises-specific guides.

 

This document deals with a single item of technicality, the concept of the protected zone, a design principle which, if adopted, will assist in the design and construction of buildings which are less likely to catch fire. Should fire occur, however, the applied design principle will help limit fire and smoke damage and thus minimise business interruption.

BDM09 Fire risk minimisation guidance for the food industry

Published

2007

Fire has been and continues to be one of the major issues facing the food processing and storage and distribution industries in the UK. Whilst there have been a number of attempts in the past to evolve a generally agreed standard that food companies can work towards, there has been no universal consensus on what is a proper and economic way to control fire risk in the food industry

 

The first objective of this guidance is to produce a Code of Practice that is acceptable to insurers. Secondly, the guidance establishes a generic property loss control standard that companies can aspire to in the expectation that damage to the assets and earnings of their businesses will, at best, be prevented or, at worst, be minimised. The approach is to encourage ongoing gradual improvement that is economically viable. Given the changes to fire safety legislation, the guidance also updates the approach that individual companies must take to ensure that they are fully compliant with legislative requirements.

BDM10 Code of practice for the protection of empty buildings - Fire safety and security

Published

2008

This document provides guidance to those responsible for any empty premises. It is aimed at buildings which are temporarily empty and are still seen by the owners as having a viable future. It also provides guidance that may be applied to buildings whose future is less certain.

 

Section 12 of this document contains a general checklist of actions for owners of empty buildings, parts of which are extracted and commented upon within the main document. Appendix A contains specific advice about empty buildings of architectural or historical significance, where special considerations may apply.

BDM14 Fire in timber frame buildings. A review of statistics

Published

2011

This document has been produced at the request of RISCAuthority members in response to a noted change in UK claims experience in respect of lightweight timber frame (LTF) buildings both in-construction and once completed and occupied. The report seeks to explore the impact that lightweight timber frame buildings might have in the UK, as a future dominant building method, based upon current UK statistics and historic US experience.

Business Resilience - A guide to protecting your business and its people

Published

2005

Being prepared for the worst situation that could occur is a sensible policy for dealing with lesser disruptions, and the process of business continuity management will inevitably increase the resilience of your business to disruptions of any size. The process of identification of potential threats, ways of risk reduction and calculation of the most effective response will prove to be a vital tool to any organisation in the wake of a major incident or disaster. Experience proves that it is a lot easier to plan for the likely effects of potential disaster coolly and objectively in advance, than react in the aftermath. This document provides an introduction to ways in which management can adopt measures which will help a business survive the effects of a significant and potentially damaging event, such as a flood or a terrorist incident. This approach to business resilience delivers a framework on which a company can build, whatever its size and whatever the nature of its business.

Business Continuity template for small businesses

Published

2015

This template is intended to provide small businesses with the necessary advice and guidance to help them develop a basic business continuity and incident management plan. It will help businesses respond and recover more effectively from a disruptive incident.

Business Continuity template for small businesses – Interactive PDF

Published

2015

This Interactive PDF version will guide small businesses in developing a business continuity and incident management plan, helping them recover more effectively from a disruptive incident.

A simple guide to supply chain management for small & medium-sized businesses

Published

2019

A simple guide to supply chain management for small and medium-sized businesses VIRTUALLY ALL companies deal with external suppliers to support their business, but have you considered the consequences if one of your key suppliers had a major disruption? It could be the difference between the success and failure of your business. Supply chain disruption is often part of doing business, and it is becoming an increasingly significant area of risk. The key is how you deal with and respond to these disruptions. By following some of the steps suggested in this guide, you can either lower their incidence or reduce their impact on your business and ultimately your customers.

HS1 Low oxygen atmospheres and the risk control of associated health hazards

Published

2006

The purpose of this document is to provide an understanding of the health and safety risks resulting from exposure to a low oxygen environment. The intended audience for the document is insurance surveyors, risk managers and health and safety practitioners.

IQ1 Water Mist Questionnaire - Building Protection

Published

2011

This questionnaire is designed to elicit technical information required to underpin a satisfactory fire protection system design. As such, it covers many areas of system design. To avoid confusion as to what information is required at each question, it is suggested that the questionnaire is read in its entirety prior to commencing completion.

IQ2 Water Mist Questionnaire - Local Application

Published

2011

Water Mist Questionnaire: Local Application Protection is one of a developing series that will eventually cover various types of suppression systems that are not adequately covered by comprehensive standards and appropriate third party certification. It is designed to aid the purchaser of the system and their insurer to ensure that all elements pertinent to the selection, performance, design, delivery and upkeep of the system have been addressed.

IQ3 Water Mist Questionnaire – Closed Heads

Published

2015

IQ3 is part of a series of questionnaires designed to elicit the technical information required to underpin a satisfactory fire protection system design.  

 

In this document ‘Building Compartment Protection – Systems incorporating thermally actuated closed heads’ refers to installations protecting building compartments to their boundaries with closed-head thermally actuated ‘bulbed’ spray heads arranged to protect the compartment in its entirety. Systems using ‘zoning’ within compartments are excluded.

RC47 Recommendations for the management of fire detection and alarm systems in the workplace

Published

2020

These recommendations introduce the National Fire Chiefs Council (NFCC) CFOA Guidance for the reduction of false alarms and unwanted fire signals, which explains the user’s obligations to conform to this document and highlights the inconsistent approach to application of the agreement by FRSs. Emphasis is given to the need to minimise unwanted fire alarm signals caused by premises false alarms, and how this may be carried out in practice.

RC48 Arson Prevention

Published

2010

All businesses are potential targets for deliberate fire-raising; these recommendations present a range of measures that may be considered to assist business and property owners to reduce the arson risk.

RC49 Recommendations for the storage, handling and use of acetylene cylinders

Published

2016

These recommendations give guidance to insurers and fire safety managers regarding the unique risk that acetylene cylinders present in the workplace.

RC50 Fire Safety in the Construction and use of Saunas

Published

2009

These recommendations outline the property protection measures applicable to the provision and use of saunas using electric heating units in health clubs, leisure centres, hotels and similar facilities.

RC51 Recommendations regarding Smoking at Work

Published

2013

Following legislation throughout the UK prohibiting smoking in the workplace, these recommendations provide practical advice on the application of ‘no-smoking’ legislation, including the provision of smoking shelters.

RC52 Recommendations for fire safety in solvent recovery processes

Published

2013

These recommendations provide practical guidance regarding the management and use of large and small scale solvent recovery plants using distillation and carbon absorption, the two most commonly encountered processes. 

RC53 Recommendations for fire safety in the use of thermal oxidation plant

Published

2012

These recommendations aim to ensure that the flammable concentrations of inlet gases to be treated remain well below their lower explosive limits and effective process control safety measures are observed. 

RC54 Fire Safety at Recycling Centres

Published

2011

These recommendations apply to local authority and privately managed sites where small quantities of wide spectrum of waste materials are brought by residents and small business operations for recycling.

RC55 Recommendations for fire safety in the storage, handling and use of flammable and highly flammable liquids

Published

2015

These recommendations present measures relating to fire safety in the storage, handling and use of highly flammable and flammable liquids (which may include solvents, adhesives, resins etc) having a flashpoint of up to 55°C.

RC56 Recommendations for fire safety in the storage, handling and use of highly flammable and flammable liquids: storage in containers other than external fixed tanks

Published

2015

These recommendations give advice on the storage of flammable and highly flammable liquids in industry. Information includes the design of secondary containment areas for external storage, internal flammable liquid stores and flammable liquid cupboards for the workplace. Detailed guidance includes advice on ventilation, containment, the heating of stores, the selection of electrical equipment and provisions in case of spillage.

RC57 Recommendations for fire safety in the storage, handling and use of highly flammable and flammable liquids: storage in external fixed tanks

Published

2015

These recommendations give advice on the storage of flammable and highly flammable liquids in external fixed tanks located either above or below ground level. Guidance is presented on the layout of the installations, fire prevention and protection measures and the fire safety management of the facilities. The information is provided in a manner that follows the ‘VICES’ criteria set out in the Dangerous Substances and Explosive Atmosphere Regulations.

RC58 Recommendations for Fire Safety in Laundries

Published

2011

This document is intended to provide a practical guide to insurers and their clients regarding fire hazards and appropriate control measures associated with industrial and commercial laundries including those that operate in large establishments such as hospitals, hotels, holiday centres and prisons.

RC59 Fire safety when charging electric vehicles

Published

2021

This document aims to provide practical guidance to insurers and their clients on fire hazards and appropriate control measures associated with the charging of electric vehicles in public places, on commercial and industrial premises and within or in the vicinity of residential premises (such as blocks of flats, care homes and sheltered accommodation). The number of electric vehicles on the road and in use in workplaces (including warehouses and industrial sites) has risen quickly over the past few year, and given government environmental initiatives this is likely to increase further over the coming years, alongside an significantly increased requirement for charging points. Since this RC document was first published, not only have the volume of electric vehicles in use increased, but there have been advances in charging technologies - including the introduction of ‘fast charging’ and a far wider range of adapters for some specific vehicle types. This revised RC document considers the risks these changes present, outlines management controls to minimise the potential for fire and also highlights additional practical advice on measures to improve safety arrangements.

RC60 Fire safety with food smoking processes

Published

2015

These recommendations set out fire safety measures that should be addressed when carrying out smoking of food products in a commercial environment. They are applicable, in the most part, to batch processes carried out within modern food production facilities but advice is also provided for traditional outdoor smoking kilns.

RC61 Recommendations for the storage, handling and use of batteries

Published

2016

This document aims to provide practical guidance to insurers and their clients on fire hazards and appropriate control measures associated with the selection, storage, charging and use of batteries in commercial and industrial premises.

RC62 Recommendations for fire safety with photovoltaic panel installations

Published

2016

These recommendations provide guidance and background information relating to fire safety concerning the installation of photovoltaic panels on residential, commercial and industrial premises. Consideration is given to the location and fitting of the panels on buildings, and some aspects of electrical safety, where this has an impact on the prevention of fires. Guidance is also provided regarding the safety of firefighters, particularly from electrical hazards associated with the DC side of the installation.

RC63 Recommendations for minimising impact of legionella in firefighting systems

Published

2015

These recommendations outline the potential low-level threat to personnel from the growth of legionella bacteria in fixed firefighting installations. Measures to address the hazards associated with the design, installation, maintenance and management of these systems are identified and measures to minimise the growth of legionella bacilli discussed.

RC65 Recommendations for fire safety with 3D printing

Published

2018

These recommendations have been produced to minimise the likelihood and consequences of a fire involving a 3D printer c inommerce and industry. The term 3D printing relates to a wide range of processes using diverse equipment and a broad spectrum of applied materials. The advice is not intended to apply to 3D printing undertaken in a domestic environment.

RC66 Recommendations for sourcing fire safety products and services

Published

2018

This document aims to provide independent explanatory guidance to insurers and their clients to assist them to obtain reliable, high quality products and services. It also provides understanding on the terms and procedures to assist in the acquisition of reliable fire-related products and services.

IQ6 Building System Questionnaire Massive Timber Use In High-Rise Applications - Interactive

Published

2020

This document seeks to elicit information pertinent to the design considerations given to the protection of business and property using this construction method against the perils posed by fire and water. As an emerging construction method, with low pedigree and probably insufficient research prior to adoption, this questionnaire approach has been adopted by the Passive Working Group as the best means for ensuring insurer engagement is made with a clear definition of insurer interests, evidencing needs, and perspective.

 

This is an interactive version of IQ6.

IQ6 Building System Questionnaire Massive Timber Use In High-Rise Applications

Published

2020

This document seeks to elicit information pertinent to the design considerations given to the protection of business and property using this construction method against the perils posed by fire and water. As an emerging construction method, with low pedigree and probably insufficient research prior to adoption, this questionnaire approach has been adopted by the Passive Working Group as the best means for ensuring insurer engagement is made with a clear definition of insurer interests, evidencing needs, and perspective.

 

This is a non-interactive version of IQ6.

IQ7 Cladding Systems Questionnaire Rainscreen and Etics - Interactive

Published

2020

This questionnaire seeks to elicit information that could be useful in engaging with insurers and focusses on Rainscreen and ETICS type external wall systems normally tested by the BS8414 / BS9414 / BR135 regimes. Following extensive research programmes by ABI, RISCAuthority, FPA, and others, a number of potential vulnerabilities were identified in the approvals and deployment process that this questionnaire seeks to address.

 

This is an interactive version of IQ7.

IQ7 Cladding Systems Questionnaire Rainscreen and Etics

Published

2020

This questionnaire seeks to elicit information that could be useful in engaging with insurers and focusses on Rainscreen and ETICS type external wall systems normally tested by the BS8414 / BS9414 / BR135 regimes. Following extensive research programmes by ABI, RISCAuthority, FPA, and others, a number of potential vulnerabilities were identified in the approvals and deployment process that this questionnaire seeks to address.

 

This is a non-interactive version of IQ7.

RC67 Recommendations for electrical safety in the event of a fire - Interactive PDF

Published

2018

These recommendations provide practical guidance to insurers and their clients regarding electrical hazards in the workplace and particularly those that may be encountered by firefighters responding to fire calls from commercial and industrial premises. Features an interactive checklist.

IQ4

Published

n/a

This title has been reserved but no document has yet been published for IQ4.

IQ5

Published

n/a

This title has been reserved but no document has yet been published for IQ5.

RC24

Published

n/a

This document is no longer available.

RC25 Composite insulated panels

Published

1994

This document has been withdrawn and sperseded by the LPC Design Guide.

RC34

Published

n/a

This document is no longer available.

RC02 Builders or contractors operations

Published

1980

This document has been withdrawn and superseded by the  Joint Code of Practice.

RC13  The use of portable electrostatic spray painting equipment

Published

1975

This document has been withdrawn and sperseded in part by RC31 and RC32.

RC14 Spraying and other painting processes involving flammable liquids and powders

Published

1989

This document has been withdrawn and sperseded in part by RC31 and RC32.

RC20-1 Fire safety in the storage and use of highly flammable and flammable liquids: Part 1: General principles

Published

2006

This document has been withdrawn and superseded by RC55.

RC20-2 Fire safety in the storage and use of highly flammable and flammable liquids Part 2: Storage in drums, cans and other containers other than external fixed tanks

Published

2007

This document has been withdrawn and sperseded by RC56.

RC20-3 Fire safety in the storage and use of highly flammable and flammable liquids Part 3: Storage and use of highly flammable and flammable liquids in external fixed tanks

Published

2007

This document has been withdrawn and sperseded by RC57.

RC21 Fire protection of atrium buildings

Published

1990

This document has been withdrawn and sperseded by the LPC Design Guide.

RC22

Published

n/a

This document is no longer available.

RC64: Recommendations for fire safety with small biomass installations

Published

2019

These recommendations provide advice regarding the selection, storage, handling and use of biomass fuels. The nature of the hazards and forms of fire protection measures that should be considered for biomass installations are discussed together with measures that may be taken to reduce the hazards associated with the self heating of fuel. These Recommendations refer to small commercial systems rather than large industrial plant.

LPC Design Guide for fire protection of buildings

Published

1999

The LPC Design Guide primaily provides guidance on the principles of passive fire protection in connection with business risk management and was mainly concerned with the following; contribution to fire growth; fire resistance; compartmentation; external fire spread.

FPA Sprinkler System Service & Maintenance Checklists - Appendix Template Forms

Published

2021

This document provides guidance on the minimum requirements for Service & Maintenance of automatic sprinkler systems.

Sprinkler System Service & Maintenance

Published

2021

We are pleased to announce that following a recent request from within RISCAuthority Active Sprinkler Rules working group, echoed and endorsed by the British Automatic Fire Sprinkler Association (BAFSA), the completion of a comprehensive and educational service and maintenance document for sprinkler system owners, users and specialist maintenance contractors is now freely available for download.

IQ8 Buildings System Questionnaire - Permanent Stacked Modular Buildings - Interactive

Published

2021

This document seeks to elicit information pertaining to quality assurance in pursuit of business and property protection objectives where Modular Building methods have been used. The key challenges addressed are the insurance perils of fire, and water exposure.

 

IQ8 Technical Checklist for England - Permanent Stacked Modular Buildings

Published

2021

Modular Buildings involve far more than the manufacture, transportation and installation of room sized volumetric frames lined with plasterboard, decorated and fitted out. Modules are large and heavy components stacked into a building that is partly constructed on site. They must fit together, and in doing so the composition of the Permanent Stacked Modular Building must satisfy the 2010 Building Regulations, including Schedule 1. Requirements.

RISCAuthority Insurer Requirements for enhanced escape of water protection based on Approved Document G

Published

2021

The aim of this document is to provide loss prevention guidance for those who design, install and commission plumbing systems in domestic and commercial buildings. This guide reinforces information from The Water Supply (Water Fittings) Regulations 1999, various British Standards and literature published by various manufacturers and introduces additional guidance where deemed lacking with a view to reducing all forms of Escape of Water (EoW) events. Detailed guidance is given to support the installation of Water based suppression systems and the challenges they may present.

S18 Cash risk assessment and security management - An insurers' guide

Published

2021

This guide has been produced to assist commercial insurance underwriters and risk control surveyors in their assessment of UK-located risks presenting significant money exposures, and in their specifying of security precautions in order to improve those risks where existing loss prevention measures are considered to be inadequate.

S19 Security guidance for defence against robbery

Published

2021

This guide considers the defences available to commercial undertakings, typically retailers, who through the conduct of their business are exposed to the attention of potential assailants prepared to rob them of cash or property. It is not intended to cover theft not involving coercion against persons, eg burglary. However, at certain times the crime considered in this guide has been referred to as aggravated burglary. Outside the scope of this guide are the largest targets of the type that attract highly organised and resourced teams with very violent methods including ‘tiger kidnap’ hostage scenarios.

RC46 Risk control for biofuel manufacturing facilities

Published

2021

This guide covers property risk control and fire safety in the commercial manufacture of liquid biofuels. The the scope of the original guide, which focused on small-scale biodiesel production, has been expanded to cover bioethanol production plants and a full range of biofuel facilities up to large industrial scale manufacturing plants.

S23 Guidance for specifiers of VSS in security applications

Published

2022

The guide sets out to provide an appreciation of all the elements of the subject felt to be of most importance to a risk management advisor, an insurance surveyor or a reader with similar objectives and level of knowledge (as contrasted with a specifier such as a VSS consultant responsible for designing a system in the fullest technical detail).

RC44 Recommendations for Fire Risk assessment of catering extract ventilation

Published

2022

This 2nd Edition of RC44 provides background information on grease residues that can result from different styles of cooking and on the main components of extract systems. It has been revised to address development in cleaning practices and changes introduced to TR19® by the Building Engineering Services Association (BESA).

Insurance Challenges of Massive Timber Construction and a possible way forward

Published

2022

Produced with input from 24 major UK insurers this white paper definitively describes the insurance challenges of massive timber construction to the perils of fire and water. If embraced at the point of design, it is hoped that it will result in buildings that are both sustainable and insurable, satisfying the requirements of all stakeholders. Dr Jim Glockling, Technical Director of FPA and RISCAuthority “Insurance of Massive Timber Buildings is simpler in countries whose Building Regulations, unlike the UK, embrace the benefits of property protection. Government and the design community have substantial roles to play in assisting the move to more sustainable combustion methods – insurers alone can only do so much

 

S06 Electronic security systems: guidance on keyholder and selection & duties

Published

2021

This guide is an updated version of that originally issued in 2007. The main revisions reflecting the issue of the 2008 version of BS 7984: Keyholding and response services. Code of practice, plus police requirements for the introduction of ‘intervention’ with certain hold up (personal attack) alarm activations.

S10 Guidance for protection of premises against vehicle attacks (ram raids)

Published

2021

This guide contains information to help insurers, intermediaries and policyholders understand the form of crime known as ‘ram raiding’ and the countermeasures that are available.

[Updated 2021]

S11 Security of emergency exit doors in non-residential premises

Published

2021

It is natural to assume that it might be impossible to overcome the conflict between providing an easy and rapid means of escape in an emergency and the prevention of intrusion by criminals. Consequently, it is common for compromises to be made that seriously undermine security. Obviously, life safety interests are of the highest importance but, as this guide explains, safe escape and security can be brought into balance with informed planning and knowledge of suitable methods and security products.

[Updated 2021]

S16 Guidelines for shop front protection

Published

2021

Shop front security is an important issue for insurers and their customers, as shop fronts can become the target of burglars and vandals.

[Updated 2021]

S03 Convenience ATMs: recommended security measures

Published

2021

The scope of this document is limited to the security of 'stand-alone' and 'freestanding' automated teller machines (ATM's) typically located in convenience stores, petrol stations, supermarkets, pubs and clubs.

S21 Measures for the control of metal theft

Published

2022

This guide looks at the problem of the theft of metal, chiefly from in the open or where attached to/forming part of a building, and considers the security options. 

Please note that this document supersedes the 2020 version.

S24 Physical security for homes: Guidance for occupiers

Published

2022

This new document forms part of a set of three on the subject with Physical security for homes: Guidance for insurers and Physical security for homes: Technical guidance also available (member only).

This document was updated in April 2022.

S25 Physical security for homes: Guidance for insurers

Published

2022

With many different types of doors and windows now in use, a widening range of security devices available to secure them, and a variety of related new and developing security device standards, regulations and approval schemes to account for, this guide seeks to improve frontline underwriters’ awareness of MSS related issues in relation to typical homes.

This document was updated in April 2022.

S34 Intruder alarm systems: Ten-step guide for purchasers

Published

2022

Intruder alarm systems are a means of protecting both commercial and domestic premises against theft, robbery, malicious damage and arson. This ten-step guide outlines insurers’ likely main requirements/ recommendations for an intruder alarm system. Following them will help ensure that any new alarm system is both acceptable to insurers and is a reliable and sound investment.